Commercial Excess Insurance

When a catastrophic liability loss occurs, an Excess  (umbrella) insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a  commercial  excess(umbrella) policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. Contact Pacific Diversified Insurance Service today about a commercial excess (umbrella)insurance policy.

– What you need to know about commercial Excess  insurance

Commercial Excess policy helps you protect and  your assets by providing liability limits above and beyond your other policies. Due to the unpredictable nature of jury awards, Pacific Diversified Insurance Service recommends that your business insurance program include this coverage.

Who needs Excess Liability Coverage?

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, significant public exposure. As a result many insureds may need to purchase an Excess policy in order to fulfil contract obligations or avoid any potential underinsurance.

Talk to Pacific Diversified Insurance Service today about your business operations and we can advise you what kind of liability coverage you need to protect yourself and your company. Just give us a call at 925-686-2860 and we’ll help make sure you’re covered.

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